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Commerical Lending

Customers first

Metropolis Lending LLC (ML) goals are to help you achieve your business objectives and serves as your source for the most appropriate and advantageous financing solutions.  ML has direct access to the most aggressive commercial real estate loan lending sources. ML offers a personal approach to managing your financing requirements that allows you to focus on executing your business plan. 

As the Commercial Mortgage Specialist, ML supports our client's objectives by providing personal, customized commercial lending services for a wide variety of investment and owner occupied commercial properties.  ML offers access to a wide range of financing solutions and the insight to help you understand your options.

 

Get fast answers

ML have the innovative tools at our fingertips.  This allows our commerical loan specialists to provide you with professional customer service and loan options. 

Our Loan Specialist are available to answer your questions about financing your desired commerical property including churches, restaurants, mixed use property, etc.   

  • Enthusiasm working for you
    We go the extra mile to help our clients make one of their most important decisions in acquiring commercial property.  Our loan specialist are enthusiasm about providing and securing financial options for the purchase of commercial real estate.  Our hard work benefits our clients.  Our persistence helps reduce the stress and anxiety often associated with real estate transactions.
  • Established Credibility
    We have many years of experience and knowledge working in this industry. We can say with confidence Metropolis Lending will get the job done RIGHT!!!.
 
Mortgage News Daily


Can Mortgage Rates Go Any Lower?  - 16 hours ago
Posted To: Mortgage Rate WatchWell, here we are on "hump day" and mortgage rates are still detached from the price fluctuations of the secondary mortgage market. Instead, the ups and downs of consumer borrowing costs continue to be driven primarily by the capacity constraints of major lenders, who are the main source of loan pricing (directly or indirectly). One misconception is record low mortgage rates have drawn out a hoard of "fence sitting" borrowers who are bustling with excitement to refinance. Yes, media coverage of record low mortgage rates has attracted attention from some homeowners, but the crowds just don't compare to the mini-frenzy we witnessed in early 2009. This tells us the capacity constraints of major lenders are not totally thanks to an increase in loan applications. With the...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Is There Life After the Mortgage Business? - 17 hours ago
Posted To: The Garrett Watts ReportWe all know the mortgage business can be extremely profitable at times. We also know it can be disastrous at other times. Regulators and law makers have created an environment that makes us feel like a pin ball, bouncing aimlessly from one bumper to another Regardless of all these issues, most mortgage lending professionals stay in the business too long and never retire. I recently had the opportunity to talk to an “old timer”. He is in his mid-70s and still looking for an opportunity to manage/operate a company again. While his previous companies were well run and profitable, I was perplexed as to why he wished to do it all over again at the age of 75, especially in this environment. I had the opportunity to chat with a younger mortgage banker who had already sold a company, made...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
FHA Ready to Reduce Seller Concessions. HUD Invites Industry Comment Before Implementation  - 17 hours ago
Posted To: MND NewsWireHUD is preparing to implement a few new policies that will no doubt affect your pipeline/loan application process. Last week, HUD and the FHA invited public comment on three of those policy changes, which are part of FHA's strategy to "strengthen their capital reserves". The proposed changes which are either tweaks to other recent revisions or have been telegraphed by FHA and HUD in earlier Congressional testimony, notices to lenders, or press releases will: Update the combination of credit and down payment requirements for new borrowers Reduce allowable seller concessions from six to three percent. Tighten underwriting standards for manually underwritten loans FHA has been scrambling to strengthen its financial situation since an audit late in 2009 showed that the capital ratio...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Beige Book: Mixed Reads on Economy. Housing Market Definitely "Sluggish" - 18 hours ago
Posted To: MND NewsWireThe Federal Reserve has released the Beige Book The Beige Book is a compilation of anecdotal information and data on current economic conditions across the country. The findings are NOT THE VIEWS OF FEDERAL RESERVE OFFICIALS ...instead, each Federal Reserve bank interviews key business contacts, economists, market experts, and other sources in their specific district. This report is published eight times a year. They call it the Beige Book because its Beige . This edition was prepared at the Federal Reserve Bank of St.Louis and is based on information collected on or before July 19, 2010. Below is a summary of the findings and a few excerpts on bank lending and housing. I called attention to some of the more important observations. Economic activity has continued to increase, on balance, since...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBS Prices Hit New Record High After 5-Year Note Auction - 21 hours ago
Posted To: MBS CommentaryMortgages are on a serious run... Front-month TBA levels set yet another new record high this morning and yield spreads continued to tighten vs. benchmarks (thx swaps!). While the street more than likely sees the current coupon in the +55/10s range, my weighting on the 4.0 has the current coupon closer to +68/10s. No matter how you slice it, mortgage valuations are rich, and everyone still wants to own agency MBS cash flows. READ WHY . It looked like we might see some directional movement yesterday, but that was a false alarm vols quickly deflated. After a few rounds of profit taking in the mid-morning hours, buyers quickly re-flooded the market, looking to take advantage of the slightest bit of weakness. In terms of origination flows, 4.50 coupons are still the most active 30yr paper. That...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
 
Charles Williams
President
Metropolis Lending, LLC
910 S Crowley Rd Ste #9
Crowley, TX 76036
Office Phone: (866) 569-7619 x 2
Fax: (866) 521-8379